Dhan Sanchay Policy 865 – new plan LIC

LIC has launched Dhan Sanchay Policy, whose plan number is 865. This is a unique scheme as such an option has not been seen in the earlier plans. Dhan Sanchay Policy is not a market-linked scheme; hence the money invested in it will be risk-free.

The other remarkable thing to see in this plan is that it is a short-term plan in which policy benefits start accruing within 10 or 15 years.

Today the details of this Dhan Sanchay Policy are being provided, and I am sure that a large section will definitely like this scheme.

Dhan Sanchay Policy

You have the option to choose the type of maturity you will take. While taking Dhan Sanchay Policy, you must select one of the four options, and we will show you how to choose the right one.

In this plan, you get Guaranteed Income Benefit (GIB), which is available in four options.
1- option A
2- option B
3- option C
4- option D

Dhan Sanchay Policy 865


If you take the plan from Regular Premium or Limited Premium, you can choose option A or B.

On choosing option A, you will get a level income benefit in which you will get a certain amount till payout.


On choosing Option B, you will get money increasing at the rate of 5% per annum.


If you take a plan by paying a single premium, then you will choose the C option.
In this also you will get level income benefit.


If you choose option D, you will get enhanced cover.

Policy term –

You can choose the policy term as per your option. Term of 10 and 15 years is available for Option A and B. And for options C and D, the terms of 5, 10, and 15 years will be available.

minimum and max age –

The minimum age to take LIC Dhan Sanchay Plan is 3 years if your policy term 15 years.
Apart from this, if you have taken a term of 10 or 5 years, then the minimum age is 8 and 13 years, respectively.

learn more : LIC Bima Ratna Policy 864

If you ask about the maximum age, then the maximum age for option A and B is 50 years.

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