Which is the best lic life insurance policy in 2022? This question is valid, but no one answers if you ask whom, whether it is an insurance agent or a LIC officer!
They give a twisted answer when you ask them for the best lic life insurance policy.
But today, I will give you an accurate answer to this question.
best lic life insurance policy in 2022
Whenever you buy a plan or invest anywhere, there is some motive behind it, the plan which fulfills your purpose will be the best plan for you.
If you want to take a life insurance plan, then there can be only two reasons behind it.
1 – savings
2 – Security
The best plan would provide both savings and protection. There are over 50 plans available in lic. Out of so many plans, I have brought 2 best plans for you.
jeevan ananda plan
This plan should be taken by the one who has a lot of family responsibility.
This plan gives you a good amount of maturity after a certain period, and even after that, it provides you with risk cover for your whole life.
Not from today, but this plan is genuinely considered the best for a family man for many years.
If I tell you the right time to take this plan, then you can take this plan when you are married and planning for your children.
Whenever you take this plan, you should take it for a long time; this is my advice. In this way, you will get more profit.
Jeevan Lakshya Plan
Let me tell you that ever since this plan came out, it has never been behind “Jeevan Anand” and has been the most sought-after at times. The reason behind this is its risk cover!
The amount of risk cover you can get from Jeevan Lakshya Plan 933 will not be available in any other plan.
This can also be the best LIC life insurance policy in 2022.
The table number of the Jeevan Lakshya policy is 933, which was changed from table number 833 to 933 in February 2020.
This is a great plan, and by taking this plan, you can secure the future of your family and children.
The term of the Jeevan Lakshya policy is between 13 years to 25 years. You can take this plan for a minimum of 13 years and a maximum of 25 years.
If we take a plan for 25 years, the money will also be deposited for 25 years. But this is different in this plan.
You have to pay a premium for three years less than the term plan you take.
Suppose you are taking the plan for 25 years, then you have to pay the premium for 22 years, and if you are joining the plan for 13 years, then you have to pay the premium for only ten years.